What steps have you taken to insure continuing of bill-paying, asset management, and the day to day decisions we make each day for ourselves and others, in the event of disability? Have we taken the time to keep a record of assets, their locations, monies coming in, and obligations that must be met? Have you selected a trusted friend or advisor whom you can count on to take over these important responsibilities? It's less traumatic to prevent a fire than to put one out.